Affiliate Disclosure

Last updated: May 10, 2026

How We Make Money

Luminxo is a free service. We earn revenue when you apply for a credit card through one of our affiliate links and are approved by the card issuer. This is how we keep the site running without charging you.

Does This Affect Our Rankings?

No. Our scoring engine ranks cards based entirely on how well they match your profile — your credit score, income, spending category, and approval likelihood. Affiliate payout is intentionally excluded from the scoring algorithm. A card that pays us more will never rank higher because of that alone.

What Happens When You Click “View Offer”?

When you click an offer link, you may be redirected to the card issuer's website through an affiliate tracking link. If you apply and are approved, Luminxo may receive a commission from the issuer at no additional cost to you.

Our Commitment

• We will never let commission influence card rankings.
• We clearly disclose affiliate relationships.
• We recommend cards we genuinely believe are a good fit for you.

Questions?

Email us at contact@luminxo.com.