Side-by-side comparison

QuickBooks Online Simple Start vs Xero Established

QuickBooks Online Simple Start vs Xero Established comparison on Luminxo. Compare pricing, features, ratings, and who each product is best for.

Most affordableQuickBooks Online Simple Start$38/mo
Highest ratedXero Established4.3/5.0
Most featuresXero Established9/11

Quick Take

QuickBooks Online Simple Start

Intuit · Starter

Visit Site

QuickBooks Online Simple Start by Intuit starts at $18/mo (billed annually) with invoicing, expense tracking, bank reconciliation. It includes 1 user seat and integrates with 750+ third-party apps.

Best for: Best for freelancers and solo professionals.

  • Tax preparation and filing
  • Automatic bank reconciliation
  • Developer API access
Read full review →

Xero Established

Xero · Established

Visit Site

Xero Established by Xero starts at $90/mo with invoicing, expense tracking, bank reconciliation. It includes 10 user seats and integrates with 1000+ third-party apps.

Best for: Best for mid-size businesses needing advanced features managing inventory.

  • Inventory management
  • Project tracking and profitability
  • Multi-currency support
Read full review →

Side-by-Side Comparison

MetricQuickBooks Online Simple StartXero Established
Monthly Price$38/mo$90/mo
Annual Price$18/mo-
Included Users110
Free Trial30 days30 days
Integrations750+1000+
Rating4.2/5.04.3/5.0

Feature Comparison

FeatureQuickBooks Online Simple StartXero Established
Invoicing✓✓
Expense Tracking✓✓
Bank Reconciliation✓✓
Payroll✗✗
Inventory Management✗✓
Time Tracking✗✓
Project Tracking✗✓
Multi-Currency✗✓
Tax Filing✓✗
Mobile App✓✓
API Access✓✓

Who Should Pick Which Product?

QuickBooks Online Simple Start

We like QuickBooks Online Simple Start because it connects with 750+ apps, offers a 30-day free trial, has a mobile app for on-the-go access.

Best for: Best for freelancers and solo professionals.

Pros

  • 30-day free trial
  • Extensive integrations (750+ apps)
  • Mobile app available
  • API access for custom integrations
  • Well rated (4.2/5.0 average)

Tradeoffs

  • No built-in payroll (requires add-on or separate service)
  • No inventory management
  • No multi-currency support
  • Only 1 user included in base plan

Xero Established

We like Xero Established because it connects with 1000+ apps, offers a 30-day free trial, has a mobile app for on-the-go access.

Best for: Best for mid-size businesses needing advanced features managing inventory.

Pros

  • 30-day free trial
  • Comprehensive feature set (9 core features)
  • Extensive integrations (1000+ apps)
  • Mobile app available
  • API access for custom integrations

Tradeoffs

  • No built-in payroll (requires add-on or separate service)

Frequently Asked Questions

What is the main difference between QuickBooks Online Simple Start and Xero Established?

The biggest tradeoffs are pricing, included features, and the type of business each product targets. This page compares those factors directly so you can choose the right fit.

Which is the most affordable option?

QuickBooks Online Simple Start has the lowest price in this comparison at $38/mo.

Which has the most features?

Xero Established has the most features in this comparison with 9 out of 11 tracked features.