Side-by-side comparison

QuickBooks Online Simple Start vs Xero Growing

QuickBooks Online Simple Start vs Xero Growing comparison on Luminxo. Compare pricing, features, ratings, and who each product is best for.

Most affordableQuickBooks Online Simple Start$38/mo
Highest ratedXero Growing4.3/5.0
Most featuresXero Growing7/11

Quick Take

QuickBooks Online Simple Start

Intuit · Starter

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QuickBooks Online Simple Start by Intuit starts at $18/mo (billed annually) with invoicing, expense tracking, bank reconciliation. It includes 1 user seat and integrates with 750+ third-party apps.

Best for: Best for freelancers and solo professionals.

  • Tax preparation and filing
  • Automatic bank reconciliation
  • Developer API access
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Xero Growing

Xero · Growing

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Xero Growing by Xero starts at $55/mo with invoicing, expense tracking, bank reconciliation. It includes 10 user seats and integrates with 1000+ third-party apps.

Best for: Best for small businesses with growing teams.

  • Project tracking and profitability
  • Multi-currency support
  • Automatic bank reconciliation
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Side-by-Side Comparison

MetricQuickBooks Online Simple StartXero Growing
Monthly Price$38/mo$55/mo
Annual Price$18/mo-
Included Users110
Free Trial30 days30 days
Integrations750+1000+
Rating4.2/5.04.3/5.0

Feature Comparison

FeatureQuickBooks Online Simple StartXero Growing
Invoicing
Expense Tracking
Bank Reconciliation
Payroll
Inventory Management
Time Tracking
Project Tracking
Multi-Currency
Tax Filing
Mobile App
API Access

Who Should Pick Which Product?

QuickBooks Online Simple Start

We like QuickBooks Online Simple Start because it connects with 750+ apps, offers a 30-day free trial, has a mobile app for on-the-go access.

Best for: Best for freelancers and solo professionals.

Pros

  • 30-day free trial
  • Extensive integrations (750+ apps)
  • Mobile app available
  • API access for custom integrations
  • Well rated (4.2/5.0 average)

Tradeoffs

  • No built-in payroll (requires add-on or separate service)
  • No inventory management
  • No multi-currency support
  • Only 1 user included in base plan

Xero Growing

We like Xero Growing because it connects with 1000+ apps, offers a 30-day free trial, has a mobile app for on-the-go access.

Best for: Best for small businesses with growing teams.

Pros

  • 30-day free trial
  • Extensive integrations (1000+ apps)
  • Mobile app available
  • API access for custom integrations
  • Well rated (4.4/5.0 average)

Tradeoffs

  • No built-in payroll (requires add-on or separate service)
  • No inventory management

Frequently Asked Questions

What is the main difference between QuickBooks Online Simple Start and Xero Growing?

The biggest tradeoffs are pricing, included features, and the type of business each product targets. This page compares those factors directly so you can choose the right fit.

Which is the most affordable option?

QuickBooks Online Simple Start has the lowest price in this comparison at $38/mo.

Which has the most features?

Xero Growing has the most features in this comparison with 7 out of 11 tracked features.