Side-by-side comparison
Bank of America Business Advantage Fundamentals vs Chase Business Complete Banking comparison on Luminxo. Compare fees, features, and transaction limits to find the right business bank account.
Bank of America · Business Checking
Bank of America Business Advantage Fundamentals is a traditional business checking account with 3,800+ branches and 200 free monthly transactions. Preferred Rewards program offers fee waivers and bonus rates.
Best for: Established businesses with existing BofA relationships
Chase · Business Checking
Chase Business Complete Banking is a full-service business checking account backed by the nation's largest bank. Offers 4,700+ branches, built-in invoicing, robust cash deposit options, and a comprehensive online platform.
Best for: Businesses needing physical branches and cash deposits
| Metric | Bank of America Business Advantage Fundamentals | Chase Business Complete Banking |
|---|---|---|
| Monthly Fee | $16/mo (waivable) | $15/mo (waivable) |
| Free Transactions | 200/mo | 100/mo |
| Min. Opening Deposit | $100 | $0 |
| APY | 0.01% | 0.01% |
| FDIC Insured | Yes | Yes |
| Integrations | 10+ | 12+ |
| Rating | 3.8/5.0 | 4.0/5.0 |
| Feature | Bank of America Business Advantage Fundamentals | Chase Business Complete Banking |
|---|---|---|
| Mobile App | ✓ | ✓ |
| Mobile Deposit | ✓ | ✓ |
| Cash Deposits | ✓ | ✓ |
| Physical Branches | ✓ | ✓ |
| ACH Transfers | ✓ | ✓ |
| International Wires | ✓ | ✓ |
| Accounting Integrations | ✓ | ✓ |
| Sub-Accounts | ✗ | ✗ |
| Invoicing | ✗ | ✓ |
| Debit Card | ✓ | ✓ |
| Check Writing | ✓ | ✓ |
Preferred Rewards program can waive fees and boost credit card rewards. Good for businesses already in the BofA ecosystem.
Best for: Established businesses with existing BofA relationships
Largest branch network in the US with same-day deposits, excellent merchant services integration, and strong fraud protection.
Best for: Businesses needing physical branches and cash deposits
The biggest tradeoffs are monthly fees, free transactions, and the features included. This page compares those factors directly so you can choose the right fit for your business.
Chase Business Complete Banking has the lowest monthly fee in this comparison at $15/mo.
Chase Business Complete Banking has the most features in this comparison with 10 out of 11 tracked features.