Side-by-side comparison
Chase Performance Business Checking vs U.S. Bank Gold Business Checking comparison on Luminxo. Compare fees, features, and transaction limits to find the right business bank account.
Chase · Business Checking
Chase Performance Business Checking is designed for mid-sized businesses with higher transaction volumes. Offers 250 free transactions, $20,000 in free cash deposits, and fee waivers on linked savings accounts.
Best for: Mid-sized businesses with moderate transaction volume
U.S. Bank · Business Checking
U.S. Bank Gold Business Checking Package offers 350 free transactions per statement cycle with a waivable $20 monthly fee. Good mid-tier option for growing businesses with moderate transaction volumes.
Best for: Growing businesses with moderate transaction volumes
| Metric | Chase Performance Business Checking | U.S. Bank Gold Business Checking |
|---|---|---|
| Monthly Fee | $40/mo (waivable) | $20/mo (waivable) |
| Free Transactions | 250/mo | 350/mo |
| Min. Opening Deposit | $0 | $25 |
| APY | 0.01% | - |
| FDIC Insured | Yes | Yes |
| Integrations | 12+ | 8+ |
| Rating | 4.0/5.0 | 4.0/5.0 |
| Feature | Chase Performance Business Checking | U.S. Bank Gold Business Checking |
|---|---|---|
| Mobile App | ✓ | ✓ |
| Mobile Deposit | ✓ | ✓ |
| Cash Deposits | ✓ | ✓ |
| Physical Branches | ✓ | ✓ |
| ACH Transfers | ✓ | ✓ |
| International Wires | ✓ | ✓ |
| Accounting Integrations | ✓ | ✓ |
| Sub-Accounts | ✗ | ✗ |
| Invoicing | ✓ | ✗ |
| Debit Card | ✓ | ✓ |
| Check Writing | ✓ | ✓ |
Higher transaction and cash deposit limits make this ideal for growing businesses that have outgrown the Complete tier. Fee waiver on up to 8 linked savings accounts.
Best for: Mid-sized businesses with moderate transaction volume
Solid mid-tier option that balances transaction limits with a reasonable fee. Waivable monthly fee makes it effectively free for businesses maintaining adequate balances.
Best for: Growing businesses with moderate transaction volumes
The biggest tradeoffs are monthly fees, free transactions, and the features included. This page compares those factors directly so you can choose the right fit for your business.
U.S. Bank Gold Business Checking has the lowest monthly fee in this comparison at $20/mo.
Chase Performance Business Checking has the most features in this comparison with 10 out of 11 tracked features.