Traditional

U.S. Bank Silver Business Checking

by U.S. Bank

U.S. Bank Silver Business Checking is a no-monthly-fee business checking account with 125 free transactions per month. Good option for low-volume businesses wanting traditional banking with no base fee.

⭐ 4.0/5.0 (3,800 reviews)8+ integrations
Open Account →FDIC Insured
Monthly FeeFree
Free Transactions125/mo
Overage Fee$0.5/txn
Min. Opening Deposit$100

Transfer Fees

Domestic Wire$20
International Wire$50
ACH TransferFree

Features

✓Mobile App
✓Mobile Deposit
✓Cash Deposits
✓Physical Branches
✓ACH Transfers
✓International Wires
✓Accounting Integrations
✗Sub-Accounts
✗Invoicing
✓Debit Card
✓Check Writing

Overview

U.S. Bank Silver Business Checking is a no-monthly-fee business checking account with 125 free transactions per month. Good option for low-volume businesses wanting traditional banking with no base fee.

Why we like it

No monthly fee with physical branch access — a rare combo. Good for businesses that don't need high transaction volumes.

Who Is This For?

Low-volume businesses wanting traditional banking

Standout Features

  • No Monthly Fee
  • Physical Branches
  • Cash Deposits
  • Business Credit Cards

Pros and Tradeoffs

Pros

  • No monthly fee
  • Physical branches
  • Cash deposit access
  • Free ACH

Tradeoffs

  • Only 125 free transactions
  • $0.50 per extra transaction
  • No interest
  • No sub-accounts

Ratings

NerdWallet4.0/5.0
Bankrate4.0/5.0
Total Reviews3,800

Key Integrations

QuickBooksXeroADP

+ 5 more integrations available

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