American Express High Yield Savings vs Capital One 360 Performance Savings
Highest APYAmerican Express High Yield Savings3.10%
Lowest FeesAmerican Express High Yield SavingsNo fee
Most FeaturesAmerican Express High Yield Savings6 features
Rate Comparison
| American Express High Yield Savings | Capital One 360 Performance Savings | |
|---|---|---|
| APY | 3.10% | 3.00% |
| Compounding | Daily | Daily |
| Intro APY | - | - |
Fee Comparison
| American Express High Yield Savings | Capital One 360 Performance Savings | |
|---|---|---|
| Monthly Fee | None | None |
| Min Opening Deposit | $0 | $0 |
| Min Balance (no fee) | N/A | N/A |
Feature Comparison
| American Express High Yield Savings | Capital One 360 Performance Savings | |
|---|---|---|
| FDIC Insured | ✓ | ✓ |
| Mobile App | ✓ | ✓ |
| Mobile Deposit | ✓ | ✓ |
| ATM Access | ✗ | ✗ |
| Check Writing | ✗ | ✗ |
| Joint Account | ✓ | ✓ |
| Sub-Accounts | ✗ | ✗ |
| Auto Transfers | ✓ | ✓ |
| No Minimum Balance | ✓ | ✓ |
Who Should Pick Which?
American Express High Yield Savings
Best for hands-off savers who want no minimums and zero fees.
- No monthly fees
- No minimum balance requirement
- Mobile app available
- No ATM access
- No check-writing privileges
Capital One 360 Performance Savings
Best for hands-off savers who want no minimums and zero fees.
- No monthly fees
- No minimum balance requirement
- Mobile app available
- No ATM access
- No check-writing privileges
Frequently Asked Questions
Which account has the highest APY?
American Express High Yield Savings currently offers the highest APY at 3.10%.
Which account has the lowest fees?
American Express High Yield Savings has no monthly fees at all.
Are these accounts FDIC insured?
Yes, all compared accounts are FDIC insured up to $250,000.
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