American Express High Yield Savings vs CIT Bank Savings Connect Account
Highest APYCIT Bank Savings Connect Account3.65%
Lowest FeesAmerican Express High Yield SavingsNo fee
Most FeaturesAmerican Express High Yield Savings6 features
Rate Comparison
| American Express High Yield Savings | CIT Bank Savings Connect Account | |
|---|---|---|
| APY | 3.10% | 3.65% |
| Compounding | Daily | Daily |
| Intro APY | - | - |
Fee Comparison
| American Express High Yield Savings | CIT Bank Savings Connect Account | |
|---|---|---|
| Monthly Fee | None | None |
| Min Opening Deposit | $0 | $100 |
| Min Balance (no fee) | N/A | N/A |
Feature Comparison
| American Express High Yield Savings | CIT Bank Savings Connect Account | |
|---|---|---|
| FDIC Insured | ✓ | ✓ |
| Mobile App | ✓ | ✓ |
| Mobile Deposit | ✓ | ✓ |
| ATM Access | ✗ | ✗ |
| Check Writing | ✗ | ✗ |
| Joint Account | ✓ | ✓ |
| Sub-Accounts | ✗ | ✗ |
| Auto Transfers | ✓ | ✓ |
| No Minimum Balance | ✓ | ✗ |
Who Should Pick Which?
American Express High Yield Savings
Best for hands-off savers who want no minimums and zero fees.
- No monthly fees
- No minimum balance requirement
- Mobile app available
- No ATM access
- No check-writing privileges
CIT Bank Savings Connect Account
Best for hands-off savers who want zero fees.
- No monthly fees
- Mobile app available
- Mobile check deposit
- Requires $100 minimum opening deposit
- No ATM access
Frequently Asked Questions
Which account has the highest APY?
CIT Bank Savings Connect Account currently offers the highest APY at 3.65%.
Which account has the lowest fees?
American Express High Yield Savings has no monthly fees at all.
Are these accounts FDIC insured?
Yes, all compared accounts are FDIC insured up to $250,000.
Not sure which account is right for you?
Get Personalized Recommendations →