CIT Bank Platinum Savings vs Marcus by Goldman Sachs High Yield Savings
Highest APYCIT Bank Platinum Savings3.75%
Lowest FeesCIT Bank Platinum SavingsNo fee
Most FeaturesMarcus by Goldman Sachs High Yield Savings6 features
Rate Comparison
| CIT Bank Platinum Savings | Marcus by Goldman Sachs High Yield Savings | |
|---|---|---|
| APY | 3.75% | 3.40% |
| Compounding | Daily | Daily |
| Intro APY | 4.10% for 6mo | - |
Fee Comparison
| CIT Bank Platinum Savings | Marcus by Goldman Sachs High Yield Savings | |
|---|---|---|
| Monthly Fee | None | None |
| Min Opening Deposit | $100 | $0 |
| Min Balance (no fee) | N/A | N/A |
Feature Comparison
| CIT Bank Platinum Savings | Marcus by Goldman Sachs High Yield Savings | |
|---|---|---|
| FDIC Insured | ✓ | ✓ |
| Mobile App | ✓ | ✓ |
| Mobile Deposit | ✓ | ✓ |
| ATM Access | ✗ | ✗ |
| Check Writing | ✗ | ✗ |
| Joint Account | ✓ | ✓ |
| Sub-Accounts | ✗ | ✗ |
| Auto Transfers | ✓ | ✓ |
| No Minimum Balance | ✗ | ✓ |
Who Should Pick Which?
CIT Bank Platinum Savings
Best for hands-off savers who want zero fees.
- No monthly fees
- Mobile app available
- Mobile check deposit
- Requires $100 minimum opening deposit
- No ATM access
Marcus by Goldman Sachs High Yield Savings
Best for hands-off savers who want no minimums and zero fees.
- No monthly fees
- No minimum balance requirement
- Mobile app available
- No ATM access
- No check-writing privileges
Frequently Asked Questions
Which account has the highest APY?
CIT Bank Platinum Savings currently offers the highest APY at 3.75%.
Which account has the lowest fees?
CIT Bank Platinum Savings has no monthly fees at all.
Are these accounts FDIC insured?
Yes, all compared accounts are FDIC insured up to $250,000.
Not sure which account is right for you?
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