Digital

Bluevine Business Checking

by Bluevine

Bluevine offers a high-yield business checking account with 2.0% APY on balances up to $250,000. No monthly fees and no minimum balance requirements make it ideal for growing businesses.

⭐ 4.3/5.0 (3,500 reviews)10+ integrations
Open Account →FDIC Insured
Monthly FeeFree
Free Transactions5,000/mo
APY3%
Min. Opening DepositNone

Transfer Fees

Domestic Wire$15
International Wire$25
ACH TransferFree

Features

✓Mobile App
✓Mobile Deposit
✗Cash Deposits
✗Physical Branches
✓ACH Transfers
✗International Wires
✓Accounting Integrations
✗Sub-Accounts
✗Invoicing
✓Debit Card
✓Check Writing

Overview

Bluevine offers a high-yield business checking account with 2.0% APY on balances up to $250,000. No monthly fees and no minimum balance requirements make it ideal for growing businesses.

Why we like it

One of the few business checking accounts that pays meaningful interest, with no hoops to jump through. Straightforward, no-fee banking.

Who Is This For?

Businesses wanting to earn interest on idle cash

Standout Features

  • 2.0% APY
  • No Fees
  • FDIC Insured
  • Line of Credit Available

Pros and Tradeoffs

Pros

  • 2.0% APY on balances up to $250K
  • No monthly fees
  • No minimum balance
  • Free standard ACH

Tradeoffs

  • No physical branches
  • No cash deposits
  • No sub-accounts
  • No international wires

Ratings

NerdWallet4.5/5.0
Bankrate4.0/5.0
Total Reviews3,500

Key Integrations

QuickBooksXeroFreshBooks

+ 7 more integrations available

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