Side-by-side comparison
Bluevine Business Checking vs Novo Business Checking comparison on Luminxo. Compare fees, features, and transaction limits to find the right business bank account.
Bluevine · Business Checking
Bluevine offers a high-yield business checking account with 2.0% APY on balances up to $250,000. No monthly fees and no minimum balance requirements make it ideal for growing businesses.
Best for: Businesses wanting to earn interest on idle cash
Novo · Business Checking
Novo is a free business checking platform with a powerful app store of integrations. Designed for small businesses, freelancers, and entrepreneurs who want modern banking with no fees.
Best for: Freelancers and e-commerce businesses
| Metric | Bluevine Business Checking | Novo Business Checking |
|---|---|---|
| Monthly Fee | Free | Free |
| Free Transactions | 5000/mo | 5000/mo |
| Min. Opening Deposit | $0 | $0 |
| APY | 1.3% | - |
| FDIC Insured | Yes | Yes |
| Integrations | 10+ | 30+ |
| Rating | 4.3/5.0 | 4.5/5.0 |
| Feature | Bluevine Business Checking | Novo Business Checking |
|---|---|---|
| Mobile App | ✓ | ✓ |
| Mobile Deposit | ✓ | ✓ |
| Cash Deposits | ✗ | ✗ |
| Physical Branches | ✗ | ✗ |
| ACH Transfers | ✓ | ✓ |
| International Wires | ✗ | ✓ |
| Accounting Integrations | ✓ | ✓ |
| Sub-Accounts | ✗ | ✓ |
| Invoicing | ✗ | ✓ |
| Debit Card | ✓ | ✓ |
| Check Writing | ✓ | ✗ |
One of the few business checking accounts that pays meaningful interest, with no hoops to jump through. Straightforward, no-fee banking.
Best for: Businesses wanting to earn interest on idle cash
Best-in-class integration ecosystem with 30+ tools, plus built-in invoicing and reserve budgeting features.
Best for: Freelancers and e-commerce businesses
The biggest tradeoffs are monthly fees, free transactions, and the features included. This page compares those factors directly so you can choose the right fit for your business.
Bluevine Business Checking has the lowest monthly fee in this comparison at free.
Novo Business Checking has the most features in this comparison with 8 out of 11 tracked features.