Side-by-side comparison
Chase Business Complete Banking vs Chase Platinum Business Checking comparison on Luminxo. Compare fees, features, and transaction limits to find the right business bank account.
Chase · Business Checking
Chase Business Complete Banking is a full-service business checking account backed by the nation's largest bank. Offers 4,700+ branches, built-in invoicing, robust cash deposit options, and a comprehensive online platform.
Best for: Businesses needing physical branches and cash deposits
Chase · Business Checking
Chase Platinum Business Checking is designed for larger businesses with high monthly transactions and cash management needs. Offers 500 free transactions, $25,000 in free cash deposits, and fee waivers on linked Premier accounts.
Best for: Larger businesses with high transaction volumes and cash management needs
| Metric | Chase Business Complete Banking | Chase Platinum Business Checking |
|---|---|---|
| Monthly Fee | $15/mo (waivable) | $95/mo (waivable) |
| Free Transactions | 100/mo | 500/mo |
| Min. Opening Deposit | $0 | $0 |
| APY | 0.01% | 0.01% |
| FDIC Insured | Yes | Yes |
| Integrations | 12+ | 12+ |
| Rating | 4.0/5.0 | 4.0/5.0 |
| Feature | Chase Business Complete Banking | Chase Platinum Business Checking |
|---|---|---|
| Mobile App | ✓ | ✓ |
| Mobile Deposit | ✓ | ✓ |
| Cash Deposits | ✓ | ✓ |
| Physical Branches | ✓ | ✓ |
| ACH Transfers | ✓ | ✓ |
| International Wires | ✓ | ✓ |
| Accounting Integrations | ✓ | ✓ |
| Sub-Accounts | ✗ | ✗ |
| Invoicing | ✓ | ✓ |
| Debit Card | ✓ | ✓ |
| Check Writing | ✓ | ✓ |
Largest branch network in the US with same-day deposits, excellent merchant services integration, and strong fraud protection.
Best for: Businesses needing physical branches and cash deposits
Highest transaction limits in the Chase lineup with premium cash management features. Fee waiver on linked Premier checking gives flexibility for complex business structures.
Best for: Larger businesses with high transaction volumes and cash management needs
The biggest tradeoffs are monthly fees, free transactions, and the features included. This page compares those factors directly so you can choose the right fit for your business.
Chase Business Complete Banking has the lowest monthly fee in this comparison at $15/mo.
Chase Business Complete Banking has the most features in this comparison with 10 out of 11 tracked features.