Traditional
Chase Platinum Business Checking
by Chase
Chase Platinum Business Checking is designed for larger businesses with high monthly transactions and cash management needs. Offers 500 free transactions, $25,000 in free cash deposits, and fee waivers on linked Premier accounts.
Open Account →FDIC Insured
Monthly Fee$95/mo
Waive Fee With$100,000 balance
Free Transactions500/mo
APY0.01%
Min. Opening DepositNone
Transfer Fees
Domestic WireFree
International Wire$0
ACH TransferFree
Features
✓Mobile App
✓Mobile Deposit
✓Cash Deposits
✓Physical Branches
✓ACH Transfers
✓International Wires
✓Accounting Integrations
✗Sub-Accounts
✓Invoicing
✓Debit Card
✓Check Writing
Overview
Chase Platinum Business Checking is designed for larger businesses with high monthly transactions and cash management needs. Offers 500 free transactions, $25,000 in free cash deposits, and fee waivers on linked Premier accounts.
Why we like it
Highest transaction limits in the Chase lineup with premium cash management features. Fee waiver on linked Premier checking gives flexibility for complex business structures.
Who Is This For?
Larger businesses with high transaction volumes and cash management needs
Standout Features
- 500 Free Transactions
- $25K Cash Deposits
- Cash Management
- Premier Account Waivers
Pros and Tradeoffs
Pros
- 500 free transactions/mo
- $25K free cash deposits/mo
- Premium cash management tools
- Fee waiver on linked Premier accounts
Tradeoffs
- $95 monthly fee
- $100K balance to waive fee
- Low interest rate
- Overkill for smaller businesses
Ratings
NerdWallet4.0/5.0
Bankrate4.0/5.0
Total Reviews2,100
Key Integrations
QuickBooksADPSquareStripe