Side-by-side comparison
Chase Performance Business Checking vs Chase Platinum Business Checking comparison on Luminxo. Compare fees, features, and transaction limits to find the right business bank account.
Chase · Business Checking
Chase Performance Business Checking is designed for mid-sized businesses with higher transaction volumes. Offers 250 free transactions, $20,000 in free cash deposits, and fee waivers on linked savings accounts.
Best for: Mid-sized businesses with moderate transaction volume
Chase · Business Checking
Chase Platinum Business Checking is designed for larger businesses with high monthly transactions and cash management needs. Offers 500 free transactions, $25,000 in free cash deposits, and fee waivers on linked Premier accounts.
Best for: Larger businesses with high transaction volumes and cash management needs
| Metric | Chase Performance Business Checking | Chase Platinum Business Checking |
|---|---|---|
| Monthly Fee | $40/mo (waivable) | $95/mo (waivable) |
| Free Transactions | 250/mo | 500/mo |
| Min. Opening Deposit | $0 | $0 |
| APY | 0.01% | 0.01% |
| FDIC Insured | Yes | Yes |
| Integrations | 12+ | 12+ |
| Rating | 4.0/5.0 | 4.0/5.0 |
| Feature | Chase Performance Business Checking | Chase Platinum Business Checking |
|---|---|---|
| Mobile App | ✓ | ✓ |
| Mobile Deposit | ✓ | ✓ |
| Cash Deposits | ✓ | ✓ |
| Physical Branches | ✓ | ✓ |
| ACH Transfers | ✓ | ✓ |
| International Wires | ✓ | ✓ |
| Accounting Integrations | ✓ | ✓ |
| Sub-Accounts | ✗ | ✗ |
| Invoicing | ✓ | ✓ |
| Debit Card | ✓ | ✓ |
| Check Writing | ✓ | ✓ |
Higher transaction and cash deposit limits make this ideal for growing businesses that have outgrown the Complete tier. Fee waiver on up to 8 linked savings accounts.
Best for: Mid-sized businesses with moderate transaction volume
Highest transaction limits in the Chase lineup with premium cash management features. Fee waiver on linked Premier checking gives flexibility for complex business structures.
Best for: Larger businesses with high transaction volumes and cash management needs
The biggest tradeoffs are monthly fees, free transactions, and the features included. This page compares those factors directly so you can choose the right fit for your business.
Chase Performance Business Checking has the lowest monthly fee in this comparison at $40/mo.
Chase Performance Business Checking has the most features in this comparison with 10 out of 11 tracked features.