Side-by-side comparison
Chase Performance Business Checking vs U.S. Bank Platinum Business Checking comparison on Luminxo. Compare fees, features, and transaction limits to find the right business bank account.
Chase · Business Checking
Chase Performance Business Checking is designed for mid-sized businesses with higher transaction volumes. Offers 250 free transactions, $20,000 in free cash deposits, and fee waivers on linked savings accounts.
Best for: Mid-sized businesses with moderate transaction volume
U.S. Bank · Business Checking
U.S. Bank Platinum Business Checking Package offers 550 free transactions per statement cycle with a waivable $30 monthly fee. Designed for businesses with higher transaction needs and includes a $1,200 new account bonus offer.
Best for: Mid-sized businesses with high transaction volumes
| Metric | Chase Performance Business Checking | U.S. Bank Platinum Business Checking |
|---|---|---|
| Monthly Fee | $40/mo (waivable) | $30/mo (waivable) |
| Free Transactions | 250/mo | 550/mo |
| Min. Opening Deposit | $0 | $25 |
| APY | 0.01% | - |
| FDIC Insured | Yes | Yes |
| Integrations | 12+ | 8+ |
| Rating | 4.0/5.0 | 4.0/5.0 |
| Feature | Chase Performance Business Checking | U.S. Bank Platinum Business Checking |
|---|---|---|
| Mobile App | ✓ | ✓ |
| Mobile Deposit | ✓ | ✓ |
| Cash Deposits | ✓ | ✓ |
| Physical Branches | ✓ | ✓ |
| ACH Transfers | ✓ | ✓ |
| International Wires | ✓ | ✓ |
| Accounting Integrations | ✓ | ✓ |
| Sub-Accounts | ✗ | ✗ |
| Invoicing | ✓ | ✗ |
| Debit Card | ✓ | ✓ |
| Check Writing | ✓ | ✓ |
Higher transaction and cash deposit limits make this ideal for growing businesses that have outgrown the Complete tier. Fee waiver on up to 8 linked savings accounts.
Best for: Mid-sized businesses with moderate transaction volume
High transaction limits at a competitive price point. The $1,200 signup bonus (with qualifying deposit) is one of the most generous in business checking.
Best for: Mid-sized businesses with high transaction volumes
The biggest tradeoffs are monthly fees, free transactions, and the features included. This page compares those factors directly so you can choose the right fit for your business.
U.S. Bank Platinum Business Checking has the lowest monthly fee in this comparison at $30/mo.
Chase Performance Business Checking has the most features in this comparison with 10 out of 11 tracked features.