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U.S. Bank Platinum Business Checking

by U.S. Bank

U.S. Bank Platinum Business Checking Package offers 550 free transactions per statement cycle with a waivable $30 monthly fee. Designed for businesses with higher transaction needs and includes a $1,200 new account bonus offer.

⭐ 4.0/5.0 (2,100 reviews)8+ integrations
Open Account →FDIC Insured
Monthly Fee$30/mo
Waive Fee With$25,000 balance
Free Transactions550/mo
Overage Fee$0.4/txn
Min. Opening Deposit$25

Transfer Fees

Domestic Wire$20
International Wire$50
ACH TransferFree

Features

✓Mobile App
✓Mobile Deposit
✓Cash Deposits
✓Physical Branches
✓ACH Transfers
✓International Wires
✓Accounting Integrations
✗Sub-Accounts
✗Invoicing
✓Debit Card
✓Check Writing

Overview

U.S. Bank Platinum Business Checking Package offers 550 free transactions per statement cycle with a waivable $30 monthly fee. Designed for businesses with higher transaction needs and includes a $1,200 new account bonus offer.

Why we like it

High transaction limits at a competitive price point. The $1,200 signup bonus (with qualifying deposit) is one of the most generous in business checking.

Who Is This For?

Mid-sized businesses with high transaction volumes

Standout Features

  • 550 Free Transactions
  • $1200 Signup Bonus
  • Physical Branches
  • Cash Management

Pros and Tradeoffs

Pros

  • 550 free transactions/cycle
  • $1,200 new account bonus
  • $30 fee is waivable
  • Physical branch access

Tradeoffs

  • $30 monthly fee if not waived
  • $0.40 per extra transaction
  • $25K balance to waive fee
  • No interest earned

Ratings

NerdWallet4.0/5.0
Bankrate4.0/5.0
Total Reviews2,100

Key Integrations

QuickBooksXeroADP

+ 5 more integrations available

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