Side-by-side comparison
Chase Platinum Business Checking vs U.S. Bank Platinum Business Checking comparison on Luminxo. Compare fees, features, and transaction limits to find the right business bank account.
Chase · Business Checking
Chase Platinum Business Checking is designed for larger businesses with high monthly transactions and cash management needs. Offers 500 free transactions, $25,000 in free cash deposits, and fee waivers on linked Premier accounts.
Best for: Larger businesses with high transaction volumes and cash management needs
U.S. Bank · Business Checking
U.S. Bank Platinum Business Checking Package offers 550 free transactions per statement cycle with a waivable $30 monthly fee. Designed for businesses with higher transaction needs and includes a $1,200 new account bonus offer.
Best for: Mid-sized businesses with high transaction volumes
| Metric | Chase Platinum Business Checking | U.S. Bank Platinum Business Checking |
|---|---|---|
| Monthly Fee | $95/mo (waivable) | $30/mo (waivable) |
| Free Transactions | 500/mo | 550/mo |
| Min. Opening Deposit | $0 | $25 |
| APY | 0.01% | - |
| FDIC Insured | Yes | Yes |
| Integrations | 12+ | 8+ |
| Rating | 4.0/5.0 | 4.0/5.0 |
| Feature | Chase Platinum Business Checking | U.S. Bank Platinum Business Checking |
|---|---|---|
| Mobile App | ✓ | ✓ |
| Mobile Deposit | ✓ | ✓ |
| Cash Deposits | ✓ | ✓ |
| Physical Branches | ✓ | ✓ |
| ACH Transfers | ✓ | ✓ |
| International Wires | ✓ | ✓ |
| Accounting Integrations | ✓ | ✓ |
| Sub-Accounts | ✗ | ✗ |
| Invoicing | ✓ | ✗ |
| Debit Card | ✓ | ✓ |
| Check Writing | ✓ | ✓ |
Highest transaction limits in the Chase lineup with premium cash management features. Fee waiver on linked Premier checking gives flexibility for complex business structures.
Best for: Larger businesses with high transaction volumes and cash management needs
High transaction limits at a competitive price point. The $1,200 signup bonus (with qualifying deposit) is one of the most generous in business checking.
Best for: Mid-sized businesses with high transaction volumes
The biggest tradeoffs are monthly fees, free transactions, and the features included. This page compares those factors directly so you can choose the right fit for your business.
U.S. Bank Platinum Business Checking has the lowest monthly fee in this comparison at $30/mo.
Chase Platinum Business Checking has the most features in this comparison with 10 out of 11 tracked features.