Business
American Express Blue Business Plus
by American Express
American Express Blue Business Plus is a business card from American Express with no annual fee, 15,000 membership rewards points after $3,000 in 3 months, and fair to good credit.
Annual FeeNone
Reward Rate2.0%
Base Rewards1.0%
Signup Bonus15,000 Membership Rewards points after $3,000 in 3 months
Credit Score690-850
Foreign Transaction Fee2.7%
Regular APR16.74% - 28.49%
Card NetworkAmerican Express
Rates & Fees
Intro Purchase APR0% for 12 mo
Cash Advance APR29.99%
Cash Advance Fee$0.03
Penalty APR29.99%
Late Payment Fee$40
Overview
American Express Blue Business Plus is a business card from American Express with no annual fee, 15,000 membership rewards points after $3,000 in 3 months, and fair to good credit.
Why we like it
Its strongest earning category is Other at 2%, backed by 1% on general spending.
Rewards and Bonus
Earn elevated rewards with 2% on Other and 1% on Other, plus 1% on other purchases.
- 2.0% on other
- 1.0% on other
Welcome offer
15,000 Membership Rewards points after $3,000 in 3 months
* Estimated dollar value based on point transfer rates and portal redemption. Actual value may vary depending on how you redeem your rewards.
Who Is This Card For?
People focused on business rewards who want to avoid an annual fee and who typically have fair to good credit.
Qualification snapshot
Recommended credit: Fair to good credit. Published score range: 690-850.
Pros and Tradeoffs
Pros
- 15,000 Membership Rewards points after $3,000 in 3 months
- No annual fee to offset rewards
- Earns 2% on Other
- Earns 1% on Other
Tradeoffs
- Foreign transaction fee of 2.7% can hurt value abroad
- Base rewards on non-bonus spending are relatively modest