Best Credit Cards for Groceries in 2026
Groceries are one of the biggest monthly expenses for most households. These cards offer the highest earning rates at supermarkets, wholesale clubs, and grocery stores.
How We Rank
Cards are scored using category-specific metrics - not just the generic reward rate. Each card earns points for relevant category rewards, perks, signup bonuses, fees, and benefits that matter most for this use case. Cards from any issuer or category can qualify if they score well.
Blue Cash Preferred Card from American Express
by American ExpressBlue Cash Preferred Card from American Express is a cashback card from American Express with a $95 annual fee, $300 back after $3,000 in 6 months, and good to excellent credit.
Why it's #1
- 6.0% back on groceries
- $300 signup bonus*
Discover it Cash Back
by DiscoverDiscover it Cash Back is a cashback card from Discover with no annual fee, cashback match - all cash back earned in first year is doubled, and fair to good credit.
Why it's #2
- 5.0% back on groceries
- No annual fee
Discover it Student Cash Back
by DiscoverDiscover it Student Cash Back is a student card from Discover with no annual fee, cashback match - all cash back earned in first year is doubled, plus $20/year good grade reward, and fair credit.
Why it's #3
- 5.0% back on groceries
- No annual fee
Capital One SavorOne Cash Rewards
by Capital OneCapital One SavorOne Cash Rewards is a dining card from Capital One with no annual fee, $200 bonus after $500 in 3 months, and fair to good credit.
Why it's #4
- 3.0% back on groceries
- No annual fee
- $250 signup bonus*
Citi Strata Card
by CitiCiti Strata Card is a cashback card from Citi with no annual fee, 20,000 bonus points after $1,000 in 3 months, and fair to good credit.
Why it's #5
- 3.0% back on groceries
- No annual fee
- $200 signup bonus*
American Express Gold Card
by American ExpressAmerican Express Gold Card is a dining card from American Express with a $325 annual fee, up to 100,000 membership rewards points after $8,000 in 6 months, and good to excellent credit.
Why it's #6
- 4.0% back on groceries
- $1250 signup bonus*
Bank of America Customized Cash Rewards
by Bank of AmericaBank of America Customized Cash Rewards is a cashback card from Bank of America with no annual fee, $200 bonus after $1,000 in 3 months, and fair to good credit.
Why it's #7
- 2.0% back on groceries
- No annual fee
- $200 signup bonus*
Citi Strata Premier Card
by CitiCiti Strata Premier Card is a travel card from Citi with a $95 annual fee, 60,000 thankyou points after $4,000 in 3 months, and good to excellent credit.
Why it's #8
- 3.0% back on groceries
- $750 signup bonus*
Citi Double Cash Card
by CitiCiti Double Cash Card is a cashback card from Citi with no annual fee, $200 cashback after $1,500 in 6 months, and good to excellent credit.
Why it's #9
- 2.0% on everything else
- No annual fee
- $200 signup bonus*
Wells Fargo Active Cash Card
by Wells FargoWells Fargo Active Cash Card is a cashback card from Wells Fargo with no annual fee, $200 bonus after $500 in 3 months, and fair to good credit.
Why it's #10
- 2.0% on everything else
- No annual fee
- $200 signup bonus*