Best Credit Cards for Gas in 2026

Whether you commute daily or road trip on weekends, these cards maximize your rewards at gas stations and EV charging stations.

How We Rank

Cards are scored using category-specific metrics - not just the generic reward rate. Each card earns points for relevant category rewards, perks, signup bonuses, fees, and benefits that matter most for this use case. Cards from any issuer or category can qualify if they score well.

#1

Discover it Cash Back is a cashback card from Discover with no annual fee, cashback match - all cash back earned in first year is doubled, and fair to good credit.

Why it's #1

  • 5.0% back on gas
  • No annual fee
Annual FeeNone
Base Rate1.0%
Signup BonusCashback Match - all cash back earned in first year is doubled
Credit Score670-850
Regular APR17.49% - 26.49%
#2

Discover it Student Cash Back is a student card from Discover with no annual fee, cashback match - all cash back earned in first year is doubled, plus $20/year good grade reward, and fair credit.

Why it's #2

  • 5.0% back on gas
  • No annual fee
Annual FeeNone
Base Rate1.0%
Signup BonusCashback Match - all cash back earned in first year is doubled, plus $20/year good grade reward
Credit Score580-700
Regular APR16.49% - 25.49%
#3

Citi Strata Card is a cashback card from Citi with no annual fee, 20,000 bonus points after $1,000 in 3 months, and fair to good credit.

Why it's #3

  • 3.0% back on gas
  • No annual fee
  • $200 signup bonus*
Annual FeeNone
Base Rate1.0%
Signup Bonus20,000 bonus points after $1,000 in 3 months
Credit Score670-850
Regular APR18.49% - 28.49%
#4

Bank of America Customized Cash Rewards is a cashback card from Bank of America with no annual fee, $200 bonus after $1,000 in 3 months, and fair to good credit.

Why it's #4

  • 3.0% back on gas
  • No annual fee
  • $200 signup bonus*
Annual FeeNone
Base Rate1.0%
Signup Bonus$200 bonus after $1,000 in 3 months
Credit Score670-850
Regular APR17.49% - 27.49%
#5

Blue Cash Preferred Card from American Express is a cashback card from American Express with a $95 annual fee, $300 back after $3,000 in 6 months, and good to excellent credit.

Why it's #5

  • 3.0% back on gas
  • 3.0% on transit
  • $300 signup bonus*
Annual Fee$95
Base Rate1.0%
Signup Bonus$300 back after $3,000 in 6 months
Credit Score700-850
Regular APR19.49% - 28.49%
#6

Citi Strata Premier Card is a travel card from Citi with a $95 annual fee, 60,000 thankyou points after $4,000 in 3 months, and good to excellent credit.

Why it's #6

  • 3.0% back on gas
  • $750 signup bonus*
Annual Fee$95
Base Rate1.0%
Signup Bonus60,000 ThankYou points after $4,000 in 3 months
Credit Score700-850
Regular APR19.49% - 27.49%
#7

Capital One SavorOne Cash Rewards is a dining card from Capital One with no annual fee, $200 bonus after $500 in 3 months, and fair to good credit.

Why it's #7

  • No annual fee
  • $250 signup bonus*
Annual FeeNone
Base Rate1.0%
Signup Bonus$200 bonus after $500 in 3 months
Credit Score670-850
Regular APR18.49% - 28.49%
#8

Citi Double Cash Card is a cashback card from Citi with no annual fee, $200 cashback after $1,500 in 6 months, and good to excellent credit.

Why it's #8

  • 2.0% on everything else
  • No annual fee
  • $200 signup bonus*
Annual FeeNone
Base Rate2.0%
Signup Bonus$200 cashback after $1,500 in 6 months
Credit Score700-850
Regular APR17.49% - 27.49%
#9

Wells Fargo Active Cash Card is a cashback card from Wells Fargo with no annual fee, $200 bonus after $500 in 3 months, and fair to good credit.

Why it's #9

  • 2.0% on everything else
  • No annual fee
  • $200 signup bonus*
Annual FeeNone
Base Rate2.0%
Signup Bonus$200 bonus after $500 in 3 months
Credit Score670-850
Regular APR18.49% - 28.49%
#10

American Express Blue Business Plus is a business card from American Express with no annual fee, 15,000 membership rewards points after $3,000 in 3 months, and fair to good credit.

Why it's #10

  • 2.0% on everything else
  • No annual fee
  • $188 signup bonus*
Annual FeeNone
Base Rate2.0%
Signup Bonus15,000 Membership Rewards points after $3,000 in 3 months
Credit Score690-850
Regular APR16.74% - 28.49%