Capital One SavorOne Cash Rewards

Capital One SavorOne Cash Rewards is a dining card from Capital One with no annual fee, earn a one-time $250 cash bonus once you spend $500 on purchases within the first 3 months from account opening, and fair to good credit.

Why we like it

Its strongest earning category is Travel-portal at 5%, backed by 1% on general spending. It also avoids foreign transaction fees.

Earn elevated rewards with 5% on Travel-portal, 3% on Dining and 3% on Entertainment, plus 1% on other purchases.

• 5.0% on travel-portal
• 3.0% on dining
• 3.0% on groceries
• 3.0% on entertainment
• 3.0% on streaming
• 1.0% on other

Welcome offer

Earn a one-time $250 cash bonus once you spend $500 on purchases within the first 3 months from account opening

Bonus value estimate: $250* · Spend requirement: $500 in 3 months

* Estimated dollar value based on point transfer rates and portal redemption. Actual value may vary depending on how you redeem your rewards.

People focused on dining rewards who want to avoid an annual fee and who typically have fair to good credit.

Qualification snapshot

Recommended credit: Fair to good credit. Published score range: 670-850.

Historical approval estimate in the current dataset: 80%

Pros

• Earn a one-time $250 cash bonus once you spend $500 on purchases within the first 3 months from account opening
• No annual fee to offset rewards
• Earns 5% on Travel-portal
• Earns 3% on Dining

Tradeoffs

• Base rewards on non-bonus spending are relatively modest