Cashback
Citi Double Cash Card
by Citi
Citi Double Cash Card is a cashback card from Citi with no annual fee, $200 cashback after $1,500 in 6 months, and good to excellent credit.
Annual FeeNone
Reward Rate5.0%
Base Rewards2.0%
Signup Bonus$200 cashback after $1,500 in 6 months
Credit Score700-850
Foreign Transaction Fee3.0%
Regular APR17.49% - 27.49%
Card NetworkMastercard
Rates & Fees
Intro Balance Transfer APR0% for 18 mo
Balance Transfer Fee0.03%
Cash Advance APR29.99%
Cash Advance Fee$0.05
Penalty APR29.99%
Late Payment Fee$40
Overview
Citi Double Cash Card is a cashback card from Citi with no annual fee, $200 cashback after $1,500 in 6 months, and good to excellent credit.
Why we like it
Its strongest earning category is Travel-portal at 5%, backed by 2% on general spending.
Rewards and Bonus
Earn elevated rewards with 5% on Travel-portal, plus 2% on other purchases.
- 5.0% on travel-portal
Welcome offer
$200 cashback after $1,500 in 6 months
* Estimated dollar value based on point transfer rates and portal redemption. Actual value may vary depending on how you redeem your rewards.
Who Is This Card For?
People focused on cashback rewards who want to avoid an annual fee and who typically have good to excellent credit.
Qualification snapshot
Recommended credit: Good to excellent credit. Published score range: 700-850.
Pros and Tradeoffs
Pros
- $200 cashback after $1,500 in 6 months
- No annual fee to offset rewards
- Earns 5% on Travel-portal
Tradeoffs
- Foreign transaction fee of 3% can hurt value abroad
- Typically requires good to excellent credit