Cashback

Wells Fargo Active Cash Card

by Wells Fargo

Wells Fargo Active Cash Card is a cashback card from Wells Fargo with no annual fee, earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months, and fair to good credit.

Recommended credit: Fair to good creditUpdated: Jul 1, 2026
Annual FeeNone
Reward Rate2.0%
Base Rewards2.0%
Signup BonusEarn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months
Credit Score670-850
Foreign Transaction Fee3.0%
Regular APR18.49% - 28.49%
Card NetworkVisa

Rates & Fees

Intro Purchase APR0% for 12 mo
Intro Balance Transfer APR0% for 12 mo
Balance Transfer Fee0.03%
Cash Advance APR29.99%
Cash Advance Fee$0.05
Penalty APR29.99%
Late Payment Fee$40

Overview

Wells Fargo Active Cash Card is a cashback card from Wells Fargo with no annual fee, earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months, and fair to good credit.

Why we like it

It keeps the value proposition simple with 2% on everyday purchases.

Rewards and Bonus

Earn 2% on general spending.

    Welcome offer

    Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months

    Bonus value estimate: $200* · Spend requirement: $500 in 3 months

    * Estimated dollar value based on point transfer rates and portal redemption. Actual value may vary depending on how you redeem your rewards.

    Who Is This Card For?

    People focused on cashback rewards who want to avoid an annual fee and who typically have fair to good credit.

    Qualification snapshot

    Recommended credit: Fair to good credit. Published score range: 670-850.

    Historical approval estimate in the current dataset: 75%

    Pros and Tradeoffs

    Pros

    • Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months
    • No annual fee to offset rewards

    Tradeoffs

    • Foreign transaction fee of 3% can hurt value abroad

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