Travel
Capital One Venture X Rewards
by Capital One
Capital One Venture X Rewards is a travel card from Capital One with a $395 annual fee, 75,000 miles after $4,000 in 3 months, and excellent credit.
Annual Fee$395
Reward Rate10.0%
Base Rewards2.0%
Signup Bonus75,000 miles after $4,000 in 3 months
Credit Score740-850
Foreign Transaction FeeNone
Regular APR19.49% - 28.49%
Card NetworkVisa
Rates & Fees
Cash Advance APR29.99%
Cash Advance Fee$0.03
Penalty APR29.99%
Late Payment Fee$40
Overview
Capital One Venture X Rewards is a travel card from Capital One with a $395 annual fee, 75,000 miles after $4,000 in 3 months, and excellent credit.
Why we like it
Its strongest earning category is Travel-portal at 10%, backed by 2% on general spending. It also avoids foreign transaction fees.
Rewards and Bonus
Earn elevated rewards with 10% on Travel-portal, 5% on Entertainment and 5% on Travel-portal, plus 2% on other purchases.
- 10.0% on travel-portal
- 5.0% on travel-portal
- 5.0% on entertainment
- 2.0% on other
Welcome offer
75,000 miles after $4,000 in 3 months
* Estimated dollar value based on point transfer rates and portal redemption. Actual value may vary depending on how you redeem your rewards.
Who Is This Card For?
People focused on travel rewards who can justify a $395 annual fee and who typically have excellent credit.
Qualification snapshot
Recommended credit: Excellent credit. Published score range: 740-850.
Pros and Tradeoffs
Pros
- 75,000 miles after $4,000 in 3 months
- Potentially worthwhile if you use the card enough to cover the $395 annual fee
- Earns 10% on Travel-portal
- Earns 5% on Travel-portal
Tradeoffs
- Annual fee of $395 means you need ongoing value from the card
- Typically requires excellent credit
- Signup bonus requires $4000 in spending within 3 months