Chase Sapphire Reserve

Chase Sapphire Reserve is a travel card from Chase with a $795 annual fee, 150,000 bonus points after ,000 in 3 months, and good to excellent credit.

Why we like it

Its strongest earning category is Travel (portal) at 5%, backed by 1% on general spending. It also avoids foreign transaction fees.

Earn elevated rewards with 5% on Travel (portal), 3% on Dining and 3% on Travel, plus 1% on other purchases.

• 5.0% on travel (portal)
• 3.0% on travel
• 3.0% on dining

Welcome offer

150,000 bonus points after ,000 in 3 months

Bonus value estimate: $3000* · Spend requirement: $6000 in 3 months

* Estimated dollar value based on point transfer rates and portal redemption. Actual value may vary depending on how you redeem your rewards.

People focused on travel rewards who can justify a $795 annual fee and who typically have good to excellent credit.

Qualification snapshot

Recommended credit: Good to excellent credit. Published score range: 720-850.

Historical approval estimate in the current dataset: 50%

Pros

• 150,000 bonus points after ,000 in 3 months
• Potentially worthwhile if you use the card enough to cover the $795 annual fee
• Earns 5% on Travel (portal)
• Earns 3% on Travel

Tradeoffs

• Annual fee of $795 means you need ongoing value from the card
• Typically requires good to excellent credit
• Signup bonus requires $6000 in spending within 3 months
• Base rewards on non-bonus spending are relatively modest