Capital One Venture Rewards

Capital One Venture Rewards is a travel card from Capital One with a $95 annual fee, 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening, and good to excellent credit.

Why we like it

Its strongest earning category is Travel-portal at 5%, backed by 2% on general spending. It also avoids foreign transaction fees.

Earn elevated rewards with 5% on Entertainment, 5% on Travel-portal and 2% on Other, plus 2% on other purchases.

• 5.0% on travel-portal
• 5.0% on entertainment
• 2.0% on other

Welcome offer

75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening

Bonus value estimate: $750* · Spend requirement: $4000 in 3 months

* Estimated dollar value based on point transfer rates and portal redemption. Actual value may vary depending on how you redeem your rewards.

People focused on travel rewards who can justify a $95 annual fee and who typically have good to excellent credit.

Qualification snapshot

Recommended credit: Good to excellent credit. Published score range: 700-850.

Historical approval estimate in the current dataset: 65%

Pros

• 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening
• Potentially worthwhile if you use the card enough to cover the $95 annual fee
• Earns 5% on Travel-portal
• Earns 5% on Entertainment

Tradeoffs

• Annual fee of $95 means you need ongoing value from the card
• Typically requires good to excellent credit
• Signup bonus requires $4000 in spending within 3 months