Dedicated comparison page
The Platinum Card from American Express vs Capital One Venture Rewards on Luminxo. Compare annual fees, rewards, welcome offers, credit requirements, and who each card is best for.
by American Express
The Platinum Card from American Express is a travel card from American Express with a $895 annual fee, up to 175,000 membership rewards points after $12,000 in 6 months, and good to excellent credit.
Best for: People focused on travel rewards who can justify a $895 annual fee and who typically have good to excellent credit.
by Capital One
Capital One Venture Rewards is a travel card from Capital One with a $95 annual fee, 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening, and good to excellent credit.
Best for: People focused on travel rewards who can justify a $95 annual fee and who typically have good to excellent credit.
| Metric | The Platinum Card from American Express | Capital One Venture Rewards |
|---|---|---|
| Annual Fee | $895 | $95 |
| Reward Rate | 5.0% | 5.0% |
| Signup Bonus | Up to 175,000 Membership Rewards points after $12,000 in 6 months | 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening |
| Foreign Transaction Fee | None | None |
| Recommended Credit | Good to excellent credit | Good to excellent credit |
| Rewards Summary | Earn elevated rewards with 5% on Flights, 5% on Hotels (portal) and 1% on Travel, plus 1% on other purchases. | Earn elevated rewards with 5% on Entertainment, 5% on Travel-portal and 2% on Other, plus 2% on other purchases. |
Its strongest earning category is Flights at 5%, backed by 1% on general spending. It also avoids foreign transaction fees.
Best for: People focused on travel rewards who can justify a $895 annual fee and who typically have good to excellent credit.
Its strongest earning category is Travel-portal at 5%, backed by 2% on general spending. It also avoids foreign transaction fees.
Best for: People focused on travel rewards who can justify a $95 annual fee and who typically have good to excellent credit.
The biggest tradeoffs are annual fee, reward concentration, and the level of credit usually needed to qualify. This page compares those inputs directly so you can choose the card that fits your spending and tolerance for annual fees.
Capital One Venture Rewards has the lowest published starting credit range in this comparison at 700.
Capital One Venture Rewards has the lowest annual fee in this comparison at $95.