Dedicated comparison page

Capital One Quicksilver Cash Rewards vs Capital One SavorOne Cash Rewards

Capital One Quicksilver Cash Rewards vs Capital One SavorOne Cash Rewards on Luminxo. Compare annual fees, rewards, welcome offers, credit requirements, and who each card is best for.

Lowest annual feeCapital One Quicksilver Cash RewardsNo annual fee
Highest reward rateCapital One SavorOne Cash Rewards5.0%
Lowest starting credit rangeCapital One Quicksilver Cash Rewards640+

Quick Take

Capital One Quicksilver Cash Rewards

by Capital One

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Capital One Quicksilver Cash Rewards is a cashback card from Capital One with no annual fee, earn a $200 cash bonus, and fair to good credit.

Best for: People focused on cashback rewards who want to avoid an annual fee and who typically have fair to good credit.

  • 1.5% on Other
  • Earn a $200 cash bonus
  • No foreign transaction fee
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Capital One SavorOne Cash Rewards

by Capital One

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Capital One SavorOne Cash Rewards is a dining card from Capital One with no annual fee, earn a one-time $250 cash bonus once you spend $500 on purchases within the first 3 months from account opening, and fair to good credit.

Best for: People focused on dining rewards who want to avoid an annual fee and who typically have fair to good credit.

  • 5% on Travel-portal
  • Earn a one-time $250 cash bonus once you spend $500 on purchases within the first 3 months from account opening
  • No foreign transaction fee
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Side-by-Side Facts

MetricCapital One Quicksilver Cash RewardsCapital One SavorOne Cash Rewards
Annual FeeNoneNone
Reward Rate1.5%5.0%
Signup BonusEarn a $200 cash bonusEarn a one-time $250 cash bonus once you spend $500 on purchases within the first 3 months from account opening
Foreign Transaction FeeNoneNone
Recommended CreditFair to good creditFair to good credit
Rewards SummaryEarn elevated rewards with 1.5% on Other, plus 1.5% on other purchases.Earn elevated rewards with 5% on Travel-portal, 3% on Dining and 3% on Entertainment, plus 1% on other purchases.

Who Should Pick Which Card?

Capital One Quicksilver Cash Rewards

Its strongest earning category is Other at 1.5%, backed by 1.5% on general spending. It also avoids foreign transaction fees.

Best for: People focused on cashback rewards who want to avoid an annual fee and who typically have fair to good credit.

Pros

  • Earn a $200 cash bonus
  • No annual fee to offset rewards
  • Earns 1.5% on Other
  • No foreign transaction fee

Tradeoffs

    Capital One SavorOne Cash Rewards

    Its strongest earning category is Travel-portal at 5%, backed by 1% on general spending. It also avoids foreign transaction fees.

    Best for: People focused on dining rewards who want to avoid an annual fee and who typically have fair to good credit.

    Pros

    • Earn a one-time $250 cash bonus once you spend $500 on purchases within the first 3 months from account opening
    • No annual fee to offset rewards
    • Earns 5% on Travel-portal
    • Earns 3% on Dining

    Tradeoffs

    • Base rewards on non-bonus spending are relatively modest

    Frequently Asked Questions

    What is the main difference between Capital One Quicksilver Cash Rewards and Capital One SavorOne Cash Rewards?

    The biggest tradeoffs are annual fee, reward concentration, and the level of credit usually needed to qualify. This page compares those inputs directly so you can choose the card that fits your spending and tolerance for annual fees.

    Which card is easier to qualify for?

    Capital One Quicksilver Cash Rewards has the lowest published starting credit range in this comparison at 640.

    Which card has the lowest annual fee?

    Capital One Quicksilver Cash Rewards has the lowest annual fee in this comparison at no annual fee.