Dedicated comparison page

Capital One Quicksilver Cash Rewards vs Citi Double Cash Card

Capital One Quicksilver Cash Rewards vs Citi Double Cash Card on Luminxo. Compare annual fees, rewards, welcome offers, credit requirements, and who each card is best for.

Lowest annual feeCapital One Quicksilver Cash RewardsNo annual fee
Highest reward rateCiti Double Cash Card2.0%
Lowest starting credit rangeCapital One Quicksilver Cash Rewards640+

Quick Take

Capital One Quicksilver Cash Rewards

by Capital One

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Capital One Quicksilver Cash Rewards is a cashback card from Capital One with no annual fee, $200 bonus after $500 in 3 months, and fair to good credit.

Best for: People focused on cashback rewards who want to avoid an annual fee and who typically have fair to good credit.

  • $200 bonus after $500 in 3 months
  • No foreign transaction fee
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Citi Double Cash Card

by Citi

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Citi Double Cash Card is a cashback card from Citi with no annual fee, $200 cashback after $1,500 in 6 months, and good to excellent credit.

Best for: People focused on cashback rewards who want to avoid an annual fee and who typically have good to excellent credit.

  • $200 cashback after $1,500 in 6 months
  • Foreign transaction fee: 3%
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Side-by-Side Facts

MetricCapital One Quicksilver Cash RewardsCiti Double Cash Card
Annual FeeNoneNone
Reward Rate1.5%2.0%
Signup Bonus$200 bonus after $500 in 3 months$200 cashback after $1,500 in 6 months
Foreign Transaction FeeNone3.0%
Recommended CreditFair to good creditGood to excellent credit
Rewards SummaryEarn 1.5% on general spending.Earn 2% on general spending.

Who Should Pick Which Card?

Capital One Quicksilver Cash Rewards

It keeps the value proposition simple with 1.5% on everyday purchases. It also avoids foreign transaction fees.

Best for: People focused on cashback rewards who want to avoid an annual fee and who typically have fair to good credit.

Pros

  • $200 bonus after $500 in 3 months
  • No annual fee to offset rewards
  • No foreign transaction fee

Tradeoffs

    Citi Double Cash Card

    It keeps the value proposition simple with 2% on everyday purchases.

    Best for: People focused on cashback rewards who want to avoid an annual fee and who typically have good to excellent credit.

    Pros

    • $200 cashback after $1,500 in 6 months
    • No annual fee to offset rewards

    Tradeoffs

    • Foreign transaction fee of 3% can hurt value abroad
    • Typically requires good to excellent credit

    Frequently Asked Questions

    What is the main difference between Capital One Quicksilver Cash Rewards and Citi Double Cash Card?

    The biggest tradeoffs are annual fee, reward concentration, and the level of credit usually needed to qualify. This page compares those inputs directly so you can choose the card that fits your spending and tolerance for annual fees.

    Which card is easier to qualify for?

    Capital One Quicksilver Cash Rewards has the lowest published starting credit range in this comparison at 640.

    Which card has the lowest annual fee?

    Capital One Quicksilver Cash Rewards has the lowest annual fee in this comparison at no annual fee.